I’m not sure if you’re aware, but April is Financial Literacy month.
I know—not the awesome thrill-o-rama that you normally expect from McPolish, but to be quite honest, financial literacy is A) something I’m constantly trying to educate myself about, and 2) is woefully lacking among chicks.
I’ve written about my biggest struggle to date with my finances—credit card debt—here and here, and while I’ve learned some things, forgotten others, and made a list of topics to explore, I’ve come to realize one thing that is so very, very true: Know Thy Monies.
Know where it is, know where you owe. Know where you want it to be. Don’t be afraid of numbers. Look at them hard and head on, whether they’re sitting in your checking account, on your Visa card, in your 401K, whatever. You can’t get smarter about your own dollars if you have nothing to base those smarts on, if you don’t even know if you need to go up, down, or sideways.
And if you’re a woman, I hope you especially get a handle on your finances because it’s simply unacceptable that so many women don’t know shit about how to handle their money (Particularly retirement. Don’t you want to reach the day when you can relax and have the cabana boy bring you cocktails and not have to worry about godforsaken memos?). Even when you think you know it all, just wait—I bet there’s something out there that’s even new to you. And even if there isn’t, well, there’s nothing wrong with taking some time to reiterate even the most basic of skills.
Consider this your PSA from me to you for the month of April.